Request Data Deletion
Exercise your right to have your personal data deleted from DebtPrepAI
Before You Request Deletion
Please read this important information before submitting your deletion request.
- Timeline: We will process your request within 30 days as required by law
- Verification: We may need to verify your identity before processing the deletion
- Irreversible: Data deletion is permanent and cannot be undone
- Retained Data: Some data may be retained if required by law (e.g., audit logs for regulatory compliance)
- Anonymized Data: Aggregated/anonymized analytics data may be retained indefinitely
What Will Be Deleted
✓ Data That Will Be Deleted:
- Your account and profile
- Personal information (name, email, phone)
- Social Security Number (encrypted)
- Credit report data
- Bank transaction data
- Income and expense information
- Hardship letters and documents
- Session history and responses
⚠ Data That May Be Retained:
- Audit logs (5 years for CFPB compliance) - contains no PII
- Transaction records (legal/accounting requirements)
- Anonymized analytics data
- Backup archives (deleted within 90 days)
Submit Deletion Request
Your Privacy Rights
Under CCPA, GDPR, and other privacy laws, you have the right to:
✓ Access
Request a copy of all data we have about you
✓ Correction
Request corrections to inaccurate information
✓ Deletion
Request deletion of your personal data
✓ Portability
Request your data in a machine-readable format
Consider These Alternatives
Before deleting your account, you might consider:
- Download your data: Export your documents and analysis for your records
- Disconnect integrations: Remove bank and credit bureau access without deleting your account
- Deactivate your account: Temporarily pause your account instead of deleting
- Delete specific data only: Choose to delete only credit or bank data
Contact us at support@debtprepai.com to discuss these options.
Questions or Need Help?
Support Team
Email: support@debtprepai.com
We typically respond within 1-2 business days. For urgent data deletion requests (e.g., identity theft), please mark your email as "URGENT".